Because life's better when it's shared, right?

Track, split, and spend together — perfect for group trips, gifts, nights out, and more...

Designed for shared moments — manage group payments seamlessly, securely and socially.

The Vision

Our Mission

Bringing a whole world of fun to on-the-go payments.

WhipApp is revolutionizing mobile payments by offering a seamless, engaging, and secure way for users to transact effortlessly together.

Create Whip

Set up your event in seconds — whether it’s a weekend trip, night out, or group gift. Invite friends, add funds and spend together seamlessly.

STEP 1

Spend Together

Use your Whipapp Visa virtual prepaid card to spend as a group — online, in-store, or via mobile wallet.

STEP 2

Track & Settle Automatically

No chasing. Everyone sees what’s been spent, who paid, and what’s left — in real time.

STEP 3

How it Works

What does Whipapp do?

Whipapp takes the hassle out of group spending by combining a prepaid card, event wallet, and social chat in one powerful app. Whether you’re planning a trip, splitting bills with housemates, or organising a big night out, Whipapp lets you collect funds upfront, spend as a group, and settle up with zero awkwardness.

Whipapp lets you actually spend together — in real-time
No spreadsheets. No awkward chasing. No swapping bank details.
Just seamless, social payments designed for.... 🍺 Pub nights ✈️ Holidays 🎉 Events 🍽 Group dinners 💍 Weddings

Be Social

Creating Whips is Easy

Set up your event in seconds — just name your Whip, add a budget, and invite your friends. No bank details needed, no chasing later — just tap, top up, and you’re ready to go.

Group Holidays: Manage shared expenses on trips.
Dinners & Nights Out: Settle bills without the hassle.
Festivals & Sports Events: Organize group spending with ease.
Group Gifts: Collect contributions seamlessly.

No more awkward reminders

Request Money, Send Money, Receive

Easily request contributions from friends or group members with just a tap. Whether you’re collecting for a dinner, trip, or shared bill, Whipapp makes it simple to send a request, track who’s paid, and get notified the moment funds land in the Whip.

Fast. Simple. Secure.

Send your share instantly — no need to swap bank details or leave the app. Just tap, pay, and join the whip. Whether you’re topping up before an event or settling up after, Whipapp keeps it quick and painless.

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Explore the app

Your Whipapp journey awaits

Take a sneak peek into the app's intuitive interface and see how effortlessly it can transform your daily life.

Add Funds to Wallet - Payment methods (1)

New Whip - Add Funds to Whip - No balance

Intuitive Event Creation

Set up a whip in seconds — just name your event, choose a budget, and invite friends. No spreadsheets, no confusion, just seamless planning from the start.

Real-Time Group Spending

Track contributions, see live transactions, and know exactly where every penny goes. Whipapp keeps everyone in sync — and in control.

Built-In Chat & Memories

Chat with your group, share photos, and relive the best moments — all inside the whip. Payments meet social, all in one place.

500+ Happy Customers

Explore genuine customer feedback

See why people are loving Whipapp. Real stories, real events — discover how groups are using the app to split, spend, and socialise without the stress.

We used Whipapp for a lads’ trip to Ibiza — no stress, just tapped and tracked it all on the go.

James London

🎉 Hen Party Planning - Planning my best friend’s hen party involved multiple activities and payments. Whipapp allowed us to collect funds in advance and pay for everything from dinner to decorations. It kept the fun going without financial stress.

Sophie K. Edinburgh

🏖️ Family Vacation - Planning a family trip for 10 people was daunting, especially managing shared costs. Whipapp made it simple to collect money upfront and handle expenses during the trip. It was a lifesaver!

Raj P. Birmingham

Our brokerage team used to struggle with tracking lunch expenses. With Whipapp, we set up a shared fund, and now everyone contributes and spends transparently. No more awkward IOUs or chasing receipts!

Fred M London

🎁 Office Birthday Collection - Organizing a birthday gift collection at work used to involve passing around an envelope. With Whipapp, colleagues contributed digitally, and we purchased the gift using the app’s card. It was seamless and efficient.

Laura T Bristol

Monthly Household Expenses - Living with roommates means shared bills. Whipapp helps us manage rent, utilities, and groceries by allowing us to create separate ‘whips’ for each expense. It’s transparent and keeps everyone accountable.

Jake L Leeds

Download the app for iOS & Android

Unlock the power of automation, organisation, and social payments. The easiest way to split, spend, and socialise.

App Store

Google Play